From dwswann at comcast.net Sun Nov 10 21:01:24 2024 From: dwswann at comcast.net (Diane Swann) Date: Sun, 10 Nov 2024 21:01:24 -0800 (PST) Subject: [Vh-homeowners] Foreclosure in CC&Rs Message-ID: <1991591975.69678.1731301284521@connect.xfinity.com> Hello, Thank you for your interest on the foreclosure issue. On November 3, the VHA Board held a meeting to allow input on the CC&Rs. Seventeen non-board members attended. Emily has sent out the minutes, but I have written my own notes. Combined with hers, you?ll see more detail. See the attached. The Board stands firmly with the attorney, Melissa, in favor of including foreclosure as a remedy. On April 23, we sent a letter to the VHA Board. Based on their attitude, it appears they may not have opened the link we inserted. It was a report about the HOA foreclosure process from the homeowners? perspective. I hope that you will take a look because it is the abusive nature of the HOA foreclosure practice that we are trying to prevent: Foreclosure report https://coloradosun.com/2023/08/14/hoa-foreclosed-homes-auction-equity/ I?m attaching the transcript that John created of the last meeting with the attorney. There are less draconian measures that are effective in the unlikely event that a homeowner fails to pay their due, such as payment plans, late fees, and liens. Liens, don?t always require a long time to work because they affect a person?s credit rating. The next VHA Board meeting is Tuesday, November 12, at 6:30pm via Zoom. The CC&Rs are on the agenda. You can access the agenda and meeting packet at this link on the VH website: https://villagehomes.hoaspace.com/cgi-bin/documents.pl?1731098484 We welcome your comments on this email list. Diane -------------- next part -------------- An HTML attachment was scrubbed... URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: Transcript of exchange with Diane and lawyer.docx Type: application/vnd.openxmlformats-officedocument.wordprocessingml.document Size: 21428 bytes Desc: not available URL: -------------- next part -------------- A non-text attachment was scrubbed... Name: Diane's notes of Nov 3 mtg.docx Type: application/vnd.openxmlformats-officedocument.wordprocessingml.document Size: 16932 bytes Desc: not available URL: